Credit report review
An organized review of personal information, accounts, collections, inquiries, balances, dates, and payment history.
ServicesA disciplined review.
A disciplined review.
Built around your facts.
Choose focused help for understanding reports, preparing documents, tracking responses, and planning the next step.
AI-assisted report analysis
Upload your report and our system reads it, flags potential reporting inconsistencies (including Metro 2 field and cross-bureau differences), and prepares drafts for a specialist to verify. No outcome is guaranteed.
Bureau dispute preparation
Fact-specific document preparation for Experian, Equifax, and TransUnion, subject to client and admin review.
Furnisher & collector disputes
Documentation addressed to creditors, furnishers, and collection agencies based on the client’s stated facts.
Method of Verification requests
Follow-up preparation to request information about how a bureau conducted its reinvestigation.
Pro se document support
Administrative document preparation support for self-represented consumers; no legal advice or representation.
Credit education & strategy
A plain-language review session focused on report reading, documentation, sequence, and timelines.
Credit Academy & certification
A free, interactive learning hub — lessons on the FCRA, FDCPA, and credit scores, a score simulator, and a certification you can earn.
Response review
Organization and review of bureau, creditor, collector, or CFPB correspondence received after a dispute.
Digital footprint cleanup
Reduce your personal information exposure online: we scan major data-broker and people-search sites, submit opt-out and removal requests on your behalf, and give you a report of what was found. Reduces — does not fully erase — your online footprint.
Technology with guardrailsAutomated screening.
Automated screening.
Human judgment.
Our system can organize documents and surface potential differences. It does not decide that information is inaccurate or that a law was violated. Every analysis and letter remains a draft until reviewed.
- Account-by-account organization
- Bureau-by-bureau comparison prompts
- Admin approval before delivery